Savings Services
SAVINGS ACCOUNTS:
| |
PERSONAL SAVINGS |
INVESTORS MONEY MARKET |
HIGH YIELD
SAVINGS |
MINOR SAVINGS |
CUB CLUB SAVINGS |
| DESCRIPTION |
Basic savings with easy
access |
Tiered rates rewarding
higher balances |
Larger Balances get larger
rewards |
Account for kids under
age 18 |
Special club for kids
age 12 and under |
| MINIMUM OPENING BALANCE |
$100 |
$2,500
|
$10,000 |
$25
|
$25 |
| MINIMUM BALANCE TO AVOID
MONTHLY CHARGE |
$100 |
$2,500
|
$10,000 |
$10
|
$10 |
| MONTHLY FEE IF BELOW
MINIMUM |
$2 |
$10 |
$25 |
$1 |
$1 |
| INTEREST |
Accrued daily and credited
quarterly |
Accrued daily and credited
monthly |
Accrued daily and credited
quarterly |
Accrued daily and credited
quarterly |
Accrued daily and credited
quarterly |
| ATM CARD* |
$2 Monthly Fee |
Available |
Available |
Not available |
Not available |
| WITHDRAWALS |
Unlimited
withdrawals in person |
Up to six withdrawals
are allowed per month |
Up to six withdrawals
are allowed per month |
Unlimited
withdrawals in person |
Unlimited
withdrawals in person |
| ADDITIONAL FEATURES |
Free telephone transfers
with Xpress Telephone Banking
No interest earned if balance falls below $100 |
Interest Tiers:
$2,500 to $9,999
$10,000 to $24,999
$25,000 to $49,999
$50,000 to $99,999
$100,000 and over
No interest paid if under $2,500 balance
Free telephone transfers with Xpress Telephone Banking |
Interest Tiers:
$0 to $24,999
$25,000 to $49,999
$50,000 to $149,999
$150,000 and over
No interest paid if under $10,000 balance
Free telephone transfers with Xpress Telephone Banking |
No interest earned if
balance falls below $25 |
No interest earned if
balance falls below $25
Savings rewards
Group Activities
View Club Details |
*Subject to application approval.
Interest rates are variable and subject to change.
Current rates available upon request.
Certificates of Deposit (CDs)
- Competitive interest rates
- Safety and stability
- FDIC Insured
- Various maturity options
- Special rates and terms offered periodically
- Several interest payment options
- See TRUTH IN SAVINGS disclosure
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Investors Money Market Account
If you like being rewarded for carrying high balances, Investors
Money Market Savings is for you!
Attractive Rates
Investors Money Market Savings is a tiered rate savings account
that pays higher interest rates as your account balance increases.
Interest is accrued daily and credited monthly. Current rates
available upon request.
Easy Access
Unlike CDs and other long-term investments, you have access to
your money at any time. Up to six withdrawals are allowed per
month. You can also make unlimited deposits to your account for
additional flexibility. Free telephone transfers with Xpress Telephone
Banking.
Safety
Unlike mutual funds, stocks, and other investments, bank deposits are insured to at least $100,000 per account holder by the FDIC. It's
the smart way to protect your principal against a market downtown.
Flexibility
Interest rates are subject to change monthly with market conditions,
so unlike CDs, your interest rates may even increase as the interest
rate environment improves. Interest is compounded monthly.
Join Today!
To get started earning Investors Money Market rates, stop by the
bank or call (507) 332-7401.
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