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Real estate mortgage loan application (Link to Application) 
Required Documents: 
$400.00 Appraisal fee once you have received a good faith estimate and a truth and lending from the State Bank of Faribault 
Most recent W-2’s, along with the last 2 years tax returns with all schedules 
2 most recent pay stubs or Award letter for Social Security/Disability Income 
2 most recent savings and checking statements 
Statements for any asset accounts (retirement, IRA’s, 401K, Mutual Funds) 
Homeowners Insurance Agent 
Copy of all applicants drivers license front and back 
Copies of statement of any liability you want to pay (mortgage, credit cards, car loan, etc.) 
If purchase, complete copy of signed purchase agreement 
If construction, complete sworn construction statement and blue prints.  Please be very accurate and thorough when completing the sworn construction statement. 
If applicable, divorce decree, bankruptcy discharge papers 

As Faribault's community bank, we make our loan decisions locally, unlike the out-of-town banks.   
This way, you  know you will get responsive service, and competitive rates. 

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