Personal Checking

Explore Account Details Find the account perfect for you

The State Bank of Faribault offers several options for all your personal checking needs.

	E-CHECKING	BASIC CHECKING	SELECT CHECKING	Next Gen CHECKING	REWARDS CHECKING
MINIMUM BALANCE	$1,000.00	NONE	$750.00	NONE	NONE
INTEREST BEARING
MASTERCARD DEBIT CARD
ONLINE BANKING & BILL PAY
MOBILE BANKING
OVERDRAFT PROTECTION
CHECK IMAGES

E-Checking earn rewards when you use electronic services.

Earn an attractive interest rate on balances up to $25,000.99 when you perform these services every month:

1) Receive e-statements

2) Have direct deposit

3) 10 Debit Card transactions

$1,000.00 Minimum Balance required

$15.00 Monthly balance fee if below minimum You can avoid the monthly balance fee by maintaining a $3,000.00 daily minimum balance in

Savings, CD's or IRA's.

Variable tiered rate; Compounded Monthly

Annual fee waived for the first year on Checkplus Overdraft Protection. * Subject to application approval
ID Theft Smart Program 1st month free
Small Safe Deposit Box rent-free for first year

Basic Checking is designed for your basic checking needs

Annual fee waived for the first year on CheckPlus Overdraft Protection . * Subject to application approval
ID Theft Smart Program 1st month free
Small Safe Deposit Box rent-free for first year
$10.00 paper statement fee if no e-statement
No Minimum Balance required

Select Checking account is designed to earn interest and provide benefits.

Interest Bearing Account
$750.00 Minimum Balance to avoid charge
Free e-statements are available
Annual fee waived for the first year on CheckPlus Overdraft Protection* Subject to application approval
ID Theft Smart Program 1st month free
Small safe deposit box rent-free for first year

Digital-first account tailored to Gen Z!

Up to age 25
No minimum balance requirements
Earn an attractive interest rate on balances up to $999.99 when you perform these services every month:
1. Receive e-statements
2. Have direct deposit or mobile checking deposit
3. 10 debit card transactions
3 months free PREMIUM My Financial Health
Variable tiered rate, compounded monthly
$100.00 minimum balance to open

Rewards Checking gives Special Benefits for people 50 and over

Annual fee waived for the first year on Checkplus Overdraft Protection. * Subject to application approval
ID Theft Smart Program 1st month free
Small Safe Deposit Box rent-free for first year
Standard Rewards Checks
Automatic membership in the Rewards Club

E-CHECKING