*All interest rates and annual percentage yields (APY) are effective as of 11-09-2022 and are subject to change without notice. Rates may change after account is opened. Fees could reduce earnings.
** A penalty may be imposed for early withdrawal on time deposits.

Deposits are FDIC insured.
TYPE OF ACCOUNT*  RATE APY MINIMUM BALANCE TO EARN APY MINIMUM TO OPEN
CHECKING ACCOUNTS*




E-CHECKING

Tier 2 
Tier 3
3.00%

 .01%
 .01%
3.04%

.77%-3.04%
.01%
$.01-$25,000.99

$25,001.00 and over
If requirements are not met.
No monthly balance fee if $3000.00 in Savings, CD or IRA
$100.00
SELECT CHECKING
   .20% .20% $750.00 $100.00
REWARDS CHECKING PLUS
 .15%     .30%   .35%
 .40%     .45%
.15%
.30%
.35%
.40%
.45%
$ .01  -  $9,999.99
$10,000.00-$ 24,999.99
$25,0000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
$100.00
SAVINGS ACCOUNTS*



E SAVINGS
   .40%
   .01%
.40%
.01%
$ .01
If no e-statement
$100.00
SELECT SAVINGS
   .15%
   .30%
   .35%
   .40%
   .75%
.15%
.30%
.35%
.40%
.75%
$ .01-$ 2,499.99
$2,500.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
$2,500.00
CD'S AND IRA'S*



12 Month    .65% .65% $1,000.00 $1,000.00
24 Month    1.00% 1.00% $1,000.00 $1,000.00
36 Month    1.15% 1.15% $1,000.00
$1,000.00
48 Month    1.75% 1.75% $1,000.00 $1,000.00
60 Month   2.00% 2.00% $1,000.00 $1,000.00
72 Month 2.25% 2.25% $1,000.00 $1,000.00
39 Month Change a Rate    3.00% 3.00% $2,500.00
$2,500.00
3 Month IRA Variable    .25% .25% $50.00
$50.00
HEALTH SAVINGS ACCOUNT*



Health Savings Account    .20% .20% $100.00 $100.00