*All interest rates and annual percentage yields (APY) are effective as of 10-31-2025 and are subject to change without notice. Rates may change after account is opened. Fees could reduce earnings.
** A penalty may be imposed for early withdrawal on time deposits.
** A penalty may be imposed for early withdrawal on time deposits.
Deposits are FDIC insured.
| TYPE OF ACCOUNT* | RATE | APY | MINIMUM BALANCE TO EARN APY | MINIMUM TO OPEN |
|---|---|---|---|---|
|
CHECKING ACCOUNTS*
|
|
|
|
|
|
E-CHECKING
Tier 2
Tier 3
|
2.75%
.01%
.01%
|
2.78%
.71%-2.80%
.01%
|
$.01-$25,000.99
$25,001.00 and over
If requirements are not met.
No monthly balance fee if $3000.00 in Savings, CD or IRA
|
$100.00 |
|
SELECT CHECKING
|
.05% | .05% | $750.00 | $100.00 |
| REWARDS CHECKING PLUS |
.05% .08% .10%
.20% .30%
|
.05%
.08%
.10%
.20%
.30%
|
$ .01 - $9,999.99
$10,000.00-$ 24,999.99
$25,0000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
|
$100.00 |
| SAVINGS ACCOUNTS* | ||||
| E SAVINGS |
.20%
.01%
|
.20%
.01%
|
$1,000.00
If no e-statement
|
$100.00 |
| SELECT SAVINGS |
.05%
.08%
.10%
.20%
.50%
|
.05%
.08%
.10%
.20%
.50%
|
$ .01-$ 2,499.99
$2,500.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
|
$2,500.00 |
| CD'S AND IRA'S* | ||||
| 12 Month | .65% | .65% | $1,000.00 | $1,000.00 |
| 24 Month | 1.00% | 1.00% | $1,000.00 | $1,000.00 |
| 36 Month | 1.15% | 1.15% | $1,000.00 |
$1,000.00
|
| 48 Month | 1.75% | 1.75% | $1,000.00 | $1,000.00 |
| 60 Month | 2.00% | 2.00% | $1,000.00 | $1,000.00 |
| 72 Month | 2.25% | 2.25% | $1,000.00 | $1,000.00 |
| 39 Month Change a Rate | 2.00% | 2.00% | $2,500.00 |
$2,500.00
|
| 3 Month IRA Variable | .25% | .25% | $50.00 |
$50.00
|
| HEALTH SAVINGS ACCOUNT* |
|
|||
| Health Savings Account | .05% | .05% | $100.00 | $100.00 |