*All interest rates and annual percentage yields (APY) are effective as of 10-01-2018 and are subject to change without notice. Rates may change after account is opened. Fees could reduce earnings.
** A penalty may be imposed for early withdrawal on time deposits.

Deposits are FDIC insured.
TYPE OF ACCOUNT*  RATE APY MINIMUM BALANCE TO EARN APY MINIMUM TO OPEN
CHECKING ACCOUNTS*




E-CHECKING
Tier 2

1.75%
   .35%
 
 .35%
1.81%
.72%-1.81%
.35%
$.01-$25,000.99
$25,001.00 and over
If requirements are not met
$100.00
SELECT CHECKING
   .35% .35% $750.00 $100.00
REWARDS CHECKING PLUS
   .30%
   .35%
   .40%
   .45%
   .50%
.30%
.35%
.40%
.45%
.50%
$ .01-$9,999.99
$10,000.00-$24,999.99
$25,0000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
$100.00
SAVINGS ACCOUNTS*



E SAVINGS
   .55%
   .35%
.55%
.35%
$ .01
If no e-statement
$100.00
SELECT SAVINGS
   .25%
   .30%
   .35%
   .40%
   .45%
.25%
.30%
.35%
.40%
.45%
$ .01-$ 2,499.99
$2,500.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
$2,500.00
CD'S AND IRA'S*



12 Month    .40% .40% $1,000.00 $1,000.00
24 Month    .60% .60% $1,000.00 $1,000.00
36 Month    .75% .75% $1,000.00
$1,000.00
48 Month    .95% .95% $1,000.00 $1,000.00
60 Month    1.00% 1.00% $1,000.00 $1,000.00
72 Month   1.25% 1.25% $1,000.00 $1,000.00
39 Month Change a Rate    .75%  .75% $2,500.00
$2,500.00
3 Month IRA Variable    .40% .40% $50.00
$50.00
HEALTH SAVINGS ACCOUNT*



Health Savings Account    .40% .40% $100.00 $100.00