*All interest rates and annual percentage yields (APY) are effective as of 05-14-2021 and are subject to change without notice. Rates may change after account is opened. Fees could reduce earnings.
** A penalty may be imposed for early withdrawal on time deposits.

Deposits are FDIC insured.
TYPE OF ACCOUNT*  RATE APY MINIMUM BALANCE TO EARN APY MINIMUM TO OPEN
CHECKING ACCOUNTS*




E-CHECKING

Tier 2 
Tier 3
1.02%

 .01%
 .01%
1.09%

.28%-1.09%
.01%
$.01-$25,000.99

$25,001.00 and over
If requirements are not met.
No monthly balance fee if $3000.00 in Savings, CD or IRA
$100.00
SELECT CHECKING
   .01% .01% $750.00 $100.00
REWARDS CHECKING PLUS
  .01%   .01%   .01%
 .01%     .01%
.01%
.01%
.01%
.01%
.01%
$ .01  -  $9,999.99
$10,000.00-$ 24,999.99
$25,0000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
$100.00
SAVINGS ACCOUNTS*



E SAVINGS
   .01%
   .01%
.01%
.01%
$ .01
If no e-statement
$100.00
SELECT SAVINGS
   .01%
   .01%
   .01%
   .01%
   .01%
.01%
.01%
.01%
.01%
.01%
$ .01-$ 2,499.99
$2,500.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 and above
$2,500.00
CD'S AND IRA'S*



12 Month    .08% .08% $1,000.00 $1,000.00
24 Month    .10% .10% $1,000.00 $1,000.00
36 Month    .10% .10% $1,000.00
$1,000.00
48 Month    .35% .35% $1,000.00 $1,000.00
60 Month    .35% .35% $1,000.00 $1,000.00
72 Month  .40% .40% $1,000.00 $1,000.00
39 Month Change a Rate    .30%  .30% $2,500.00
$2,500.00
3 Month IRA Variable    .05% .05% $50.00
$50.00
HEALTH SAVINGS ACCOUNT*



Health Savings Account    .05% .05% $100.00 $100.00